Afraid of getting scammed online? Read this now
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Are you shopping online but is your computer safe? (Photo: Getty)
If you think you are safe in just browsing the internet for gift ideas, think again.
Scammers crawl your searches to see what products buyers are looking for. "When you click things, scammers have access to these tools, even if you don't make a purchase, so they can really get a good idea of what you're looking for," said Melissa Lanning Trumpower, executive director of the Better's Institute for Marketplace Trust Business Bureau for Yahoo Life. “They are always looking for the most popular products to offer to consumers at the best price and, as we know, price is the key to falling victim to fraud. So we have to be careful ... If it sounds too good to be true, it probably is. If no one else has this product and it is a great price, just be very careful and proceed with caution. "
Buy it: System Mechanic, try this free 30-day trial, then $ 4.99 per month at subscriptions.yahoo.com
Another way to make your online shopping safer and more seamless is System Mechanic. You can install this software on your PC to make sure that the data deleted on your computer is really gone - including your internet history and cache.
System Mechanic also makes your computer run more efficiently, running a comprehensive scan of over 200 tests in just a few minutes. It also removes all of those junk files, giving your computer more memory and reducing unwanted crashes.
Would you like to dip your toe in the water before dipping it? Try System Mechanic now for 30 days free of charge. After that, you'll only pay $ 4.99 per month for ultimate security.
Protect your online passwords with System Mechanic. (Photo: Getty)
Riskiest Online Shopping Scams
"Online purchase fraud was ranked among the top three riskiest scams for the third year in a row," said Trumpower. "When COVID hit it became very clear that it was getting riskier as people increased their online presence." Every year their team produces a report that identifies the riskiest scams for consumers. Trumpower said this year's report shows that buying online remains one of the biggest offenders.
So before shopping, make sure you have the tools and information you need to keep yourself and your personal information safe.
“When you create accounts online, use a different password for each account. That way, if your password on one account is compromised, the attacker won't be able to break into all other accounts, "says Dr. Lorrie Cranor, director of the CyLab Institute of Security and Privacy at Carnegie Mellon University, told Yahoo Life. Dr. Laut With Cranor, one of the best ways to keep yourself and your personal information safe is to stick with websites and providers you are familiar with, look for those you have never heard of, and be wise with setting up your accounts to be "Completely random passwords are the safest, but usually harder to remember. Write them down in a safe place or use a password manager program. "
How to protect yourself online with LastPass Premium
One way to generate completely random passwords for your online accounts is with LastPass Premium. This top notch password manager actually creates secure and unique passwords for every online account you use. Once passwords have been created, the software simplifies your online shopping by automatically entering these long and complicated passwords for you.
LastPass Premium also stores your payment information and shipping details in its vault and fills them out automatically. This adds another layer of security to the security of your online shopping, as vendors do not have access to your credit card information. And you get the bonus of making your online shopping easier.
Buy it: LastPass Premium, try it free for 30 days and then only $ 1.99 per month at subscriptions.yahoo.com
Try LastPass Premium for your online purchase. (Photo: Getty)
When it comes to credit cards, Trumpower says the BBB study shows that some payment methods are more secure than others. "Make sure you use a credit card or PayPal when entering a payment. These are the two payment methods that haven't lost that much money," she says. "If people used non-traceable payment methods, they were more likely didn't get their money back or lost money. "
The FTC adds that credit card companies also allow you to dispute unauthorized fees or temporarily withhold payments if you suspect you may have been a victim of fraud.
Try LastPass Premium and System Mechanic.
Buy it one: LastPass Premium, try this free 30-day trial, then just $ 1.99 per month, subscriptions.yahoo.com
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