After my mother-in-law died, we learned that her adviser had picked investments that ‘paid less interest than the adviser charged.’ Is this even ethical and can we do anything about it?

Answer: First of all, we would like to express our condolences on the death of your mother-in-law. Lauren Lindsay, a certified financial planner at Beacon Financial Planning, says it's a good idea to reach out to the counselor and talk about why your mother-in-law was into these things and find out what steps have been taken to improve risk tolerance and - determine suitability.

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