Average Life Expectancies Are Up. Here's How That Could Affect Your Retirement

The CDC found that the average life expectancy in the United States has increased for the fifth year in a row. The great thing about Social Security is that once you've secured your monthly benefit, it is guaranteed for life (with no cost of living adjustments and no consideration of potential cuts in general benefits in the event of a funding bottleneck). You are entitled to your full monthly Social Security benefit based on your income history when you reach full retirement age, which is either 66, 67, or anywhere in between, depending on your year of birth.

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