Don't Even Think About a Backdoor Roth IRA Contribution Until You've Done This
Given the income limits imposed on Roth IRA direct contributions, creative savers often consider the Roth IRA backdoor, which involves first depositing money into a traditional or non-deductible IRA and then converting the contribution to a Roth IRA (which means there is no income tax) . What is a Backdoor Roth IRA Post? As many retired savers know, there are income limits associated with contributing to a Roth IRA in any given year.
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